Banking Professional | Certified IIBF Member | Founder of IndianBanker.com
About Rajil M P
Rajil M P is a certified banking professional with over eight years of hands-on experience in the Indian banking sector. He has worked extensively in retail banking operations, loan processing, deposit management, regulatory compliance, and customer service management.
His professional journey is built on both real-world banking experience and structured financial education, allowing him to interpret complex banking regulations and translate them into practical insights for readers.
As the Founder and Editor of IndianBanker.com, Rajil leads a finance-focused platform dedicated to delivering accurate banking news, RBI updates, financial tools, and exam preparation resources.
Professional Experience
With more than eight years in the banking industry, Rajil has gained experience in:
- Retail loan processing (home loans, car loans, personal loans)
- Credit appraisal and risk assessment
- Interest rate structures and deposit products
- AML & KYC compliance implementation
- Customer grievance handling and banking standards
- RBI circular interpretation and policy updates
His experience enables him to analyze how regulatory decisions and banking policies impact customers, borrowers, investors, and banking professionals.
Professional Certifications (IIBF)
Rajil has cleared multiple professional certifications conducted by the Indian Institute of Banking & Finance (IIBF), demonstrating advanced knowledge in banking laws, compliance, and financial management:
- JAIIB (Junior Associate of the Indian Institute of Bankers)
- CAIIB (Certified Associate of the Indian Institute of Bankers)
- Advanced Wealth Management Course
- Customer Service & Banking Codes and Standards
- Anti-Money Laundering and Know Your Customer
These certifications reflect his expertise in:
- Risk management
- Regulatory compliance
- Wealth advisory fundamentals
- Ethical banking practices
- Financial system governance
Editorial Policy & Content Approach
At IndianBanker.com, Rajil follows a strict editorial framework:
- Information is sourced from official bank notifications, RBI circulars, and government releases.
- Financial calculations are verified before publication.
- Loan and deposit information is regularly updated.
- Content is written in simple language for clarity and practical application.
- No misleading claims or financial advice without source backing.
Every article aims to be:
- Fact-based
- Transparent
- Practical
- Updated
- Reader-focused
Areas of Expertise
- Banking & Retail Lending
- RBI Monetary Policy
- Loan Calculators & EMI Structures
- Fixed Deposits & Interest Rate Analysis
- AML / KYC Compliance
- Government Financial Schemes
- Banking Exam Preparation (IBPS, SBI, RBI, etc.)
Mission
Rajil’s mission is to make banking and finance more accessible, transparent, and easy to understand for:
- Banking aspirants
- Finance students
- Working professionals
- Retail borrowers
- General readers seeking reliable financial information
He believes financial literacy should be practical, not complicated.
Connect & Contact
For professional queries, collaborations, or corrections:
Email: support@indianbanker.com
Website: www.indianbanker.com